- Promoting health and safety
- Creating mentally healthy workplaces
- Why is work health important?
- Healthy worker
- Working together: Promoting mental health and wellbeing at work
- Mental Health and Wellbeing - Participating and thriving in our workplaces
- Supporting ability at work
- Supporting health, performance and productivity
- Flexible work
- Building a resilient workforce
- Health Benefits of Work
- Roles and responsibilities
- Duty Holders
- Comcare research program
- Health and safety representatives
- Investing in Experience: Age diversity in the workplace
- Work Health and Safety campaign program
- Education & training
- Creating mentally healthy workplaces
- Preventing harm
- Managing risks in the workplace
- Managing hazards
- Early intervention
- Recovery and return to work
- Recovery and rehabilitation
- Returning to work
- Returning to independence
- Claims and benefits
- Roles and responsibilities - claims
- Can I claim?
- Lodging a claim
- Assessing a claim
- Medical treatment
- Benefits and entitlements
- Frequently asked questions
- Reconsiderations and reviews
- Customer Information System (CIS)
- Our service charter
- Our fraud policy
- Case managers
- Forms & publications
- The scheme
- The SRC Act
- Legislative Instruments and Gazettal Notices under the Safety, Rehabilitation and Compensation Act 1988
- Information on 2011 SRC Act amendments
- Information on 2009 SRC Act amendments
- Information on the 2007 SRCOLA Amendments
- SRC Regulations Amendments 1988 to 1999
- SRC Regulations Amendments 2000 to 2009
- SRC Regulations Amendments from 2010
- Overview of the Comcare scheme
- The Parliamentary Injury Compensation Scheme
- The WHS Act
- The ARC Act
- Authorities we work with
- Premium paying employers
- Our compliance and enforcement activities
- Regulatory guides
- Regulator Performance Framework
- Cost recovery
- The SRC Act
- About us
- Organisational structure
- Comcare 2016-17 Corporate Plan
- Useful links
- Contact us
- Access to information
- Service charter
- Public Interest Disclosures
- Comcare diversity programme
- News & media
- 2016 National WHS Forums
- Comcare National Conference
- Comcare Work Health and Safety Awards
- Rehabilitation Case Manager Forums
- Past events
- 2016 Comcare Rehabilitation Case Manager Forum - May
- 2016 Chronic Pain: New Understanding, New Paradigm, New Approach
- 2015 Managing psychological injuries in the Comcare scheme
- 2015 Health and Safety Representative Forums
- 2014 Health and Safety Representative Forums
- 2014 National Conference
- 2013 National Conference
- 2014 Preventing psychological injury in changing workplaces forum
- 2013 Rehabilitation Case Manager Forum - May
- 2012 Comcare Asbestos Forum
- 2012 Rehabilitation Case Manager Forums - November
- 2012 National Conference
- 2012 Comcare Work Health and Safety Awards
- 2012 Rehabilitation Case Manager Forums - May
- 2011 National Conference
- Health and Safety Representative Forums Cairns/Townsville
- How to apply
- Temporary employment registers
- Graduate Program
- Indigenous Graduate Program
- What we offer
- Working at Comcare
If you have a work-related injury or illness that results in a permanent impairment (PI), you may wish to claim a PI lump sum benefit.
What is permanent impairment?
Under the Safety, Rehabilitation and Compensation Act 1988, 'impairment' is defined as the loss, loss of use, or the damage or malfunction of any part of the body or of any bodily system or function, or part of such system or function.
Your doctor or specialist is able to assess whether you have sustained any impairment(s) as a result of your work-related injury or illness.
To decide if you are eligible for a PI benefit, Comcare will consider whether:
- you have an impairment
- your impairment is permanent
- you have an assessable PI in accordance with the Comcare Guide to the Assessment of the Degree of Permanent Impairment—Edition 2.1
- the degree of your impairment meets the thresholds for compensation
- you have been paid a previous lump sum benefit for PI.
What are the thresholds for compensation?
The degree of your impairment is expressed as a percentage based on the concept of 'whole person impairment'. The whole person impairment concept provides for compensation for the permanent impairment of any body part, system or function to the extent to which it permanently impairs you as a whole person.
The thresholds for PI compensation are:
- most compensable injuries—10 per cent whole person impairment
- hearing loss—5 per cent whole person impairment (with some exceptions)
- Loss of finger, toes, sense of taste or smell—no threshold.
The degree of PI (if any) is to be assessed by reference to this guide:
How do I apply for a permanent impairment lump sum benefit?
To apply for a lump sum benefit you must submit a claim to your relevant claims manager.
If you work for one of the licensed corporations under the scheme (see Current licensees), your employer's claims manager is responsible for managing your permanent impairment claim, not Comcare. You should contact your claims manager for advice on how to lodge your claim. If you do not know who your claims manager is, you may want to contact your HR area.
Current or former, Commonwealth and ACT Government employees
For current and former, Commonwealth and ACT Government employees, a request for a PI lump sum benefit should be made by completing a Compensation claim for permanent impairment and non-economic loss—form and checklist.
The form has three components:
- a permanent impairment claim form
- a non-economic loss questionnaire
- a checklist for employees.
Note: A separate claim form is required for each of your compensable injuries.
Please read the Notes to assist completion of permanent impairment application form before completing the form.
The non-economic loss questionnaire component of the claim form asks you and your doctor to provide a score for each of its categories. You and your doctor must provide examples that elaborate on the impact the work-related injury has had on your activities of daily living.
After you complete all parts of the PI claim form, you can lodge it by mailing it to Comcare, PO Box 9905, Canberra ACT 2601. Alternatively, you can email a scan of the completed form to firstname.lastname@example.org.
You may enclose any additional medical evidence that Comcare may not already have on your compensation file.
Can I discuss my eligibility requirements before I lodge my claim for a permanent impairment?
Yes, you can discuss your eligibility requirements before making a claim. You can also refer to the Information for employees—permanent impairment factsheet, which will help you make a decision as to whether you should submit your claim now or when your condition is permanent and stable.
If you have any enquiries, contact your claims manager for assistance.